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Furthermore, customers for this kind of strategy might have severe legal or criminal backgrounds. It is very important to note that various service providers offer a series of concern ages on their assured issue plans as reduced as age 40 or as high as age 80 - funeral insurance providers. Some will likewise use greater stated value, as much as $40,000, and others will enable better death advantage problems by enhancing the rate of interest with the return of premium or reducing the variety of years till a complete fatality benefit is readily available