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Additionally, clients for this type of plan can have severe lawful or criminal backgrounds. It's vital to note that various providers offer a series of issue ages on their ensured problem plans as low as age 40 or as high as age 80 - compare funeral covers. Some will likewise use greater stated value, as much as $40,000, and others will permit much better survivor benefit conditions by boosting the rates of interest with the return of premium or minimizing the number of years until a full fatality advantage is offered